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PagHiram PH- Instant Cash loans Review

“Hiram” is a Filipino/ tagalog word for ‘lend’. “PagHiram”, is I think they get on a Cebuano (Bisaya) dialect which also means ‘to lend’. Well, you can say its synonymous to “Utang” which means credit or loan. Yes. Yes, you get it right. There is a PagHiram online cash loan.



To apply a loan, click this link http://pautang.me

Attention each and everyone, the newest on the block for instant cash loans online is Paghiram PH. They are running on the website https://paghiram.ph/ paghiram[dot]ph. We haven’t heard this so much because it’s new. But t I’m sure this has shaken for some trend talk of facebook GC’s. Wanna know what’s all about this Paghiram PH, then hold on we’ll try to breakdown its walls.

PagHiram is an online financial platform created by MyCash Lending Investors Inc., providing personal financial management, personal credit risk assessment, personal account service, post-loan management and other personal financial operation services.

It’s always a must to get know first something before trying anything. Unless you got some psychic vision for you to tell its fate. It isn’t practical right? You don’t just trade your dimes for a luck, you always have to learn how it goes.

To be able to get to know Paghiram PH let’s take a summary by breaking down with this list:

Loanable Amount

With Paghiram PH you can loan an amount of 3,000Php up to 12,000Php. Wait. But wait, for first time borrowers you are only privileged up to 4,000 pesos loanable amount.  More than 4,000 pesos credit are only available for VIP customers.



To apply a loan, click this link http://pautang.me

Terms of Payment

You can choose your term as 7, 14, 21 or 28 days.

Interest

Well this is somewhat crucial they don’t tell how much is the interest.

Loan Requirements

Well, how you will know if you are eligible? Atleast you must qualify to these:

  1. You are at least 22 – 55 years old
  2. You must have a stable income
  3. Valid ID
  4. A valid bank account

How to Apply

  • Just go to their website running under https://paghiram.ph .They don’t have an App so you must visit their site. The APP is yet to be launched soon.
  • Register using your mobile number. A verification code will be sent to your number. You needed this code to confirm your sign up process.
  • Then, after you’ve registered you can now apply for a loan.

Loan Process & Disbursement of Cash

Receive your loan on the same day. Applying for a loan with Paghiram [dot]PH, and verification process will be finished within 2 hours.

So when you qualified and have your valid ID together, you needed your bank account for cash disbursement. Your money will be send to you using your nominated bank account.

Just simple steps for getting your loan. You need  to provide your bank account details such as bank account name and bank account number. Their site says disbursement process is within 24 hours. But typically it’s 2 working days, you’ll see it on your account or on a text message they will send to you after you got approved.

Customer Service

You can crawl through their Facebook page – PagHiram and or they’re just a message away through messenger with typically replies within a day.

You may email them at csr@paghiram.ph or contact them on 0945 152 4682.

Overall Review

Paghiram is a mobile online solution for financial credit. Not the traditional loan / credit application with the hustle and bustle of paper documents submission. No more visiting their office and coming back again for a bulk signing of papers. With an online technology they cut off all this extra burdens and time consuming process.

Paghiram was founded just on November 12, 2018. As of now, with 2,468 people who like this on Facebook. A newcomer to look into. We’ll wait until they released their APP. We’ll make another review on this.

Haven’t you tried this yet? Let us know. Share to us your experience with this online cash loan. And or aren’t you excited for the APP soon to be released? What makes PagHiram a best experience for online cash loans Philippines?

Also, what’s your top list for best online or app loans for ‘Petsa de Pilegro’ days. And what is the best Flex payday loan you’ve ever tried. Wanna hear from you pips. This is on our list for reviews.  

89 replies on “PagHiram PH- Instant Cash loans Review”

i already received a confirmation that my loan was approved through an sms. But i havent received any calls or any message that will tell if when will be the money will be released. thanks

paano malalaman kung magkano ang magiging babayaran sa loan pag nakuha mo n ung pera pero hindi parin lumalabas ung total n babayan s nkuha…

I’m a victim of paghiram.ph . ..they charged you 38% interest for 7 days loan with more than 3% per day once na nag past due ka at that interest will still earn interest as time passed by.Try not to be a victim from them It will cause you to much pressure once you do transaction with them.Youre 3000 pesos will become 4162 in just 7 days.Its better to do 5/6 to Bombay than this company runned by Filipino Chinese. One more thing the contract say you loan 4162 instead of just 3000. I already reported them to SEC.It takes time but I want this company to be close by the government.

Bakit Palagi not approved sa second time reloan ko tapos nagmessage kayo na pwede na ko ulit maka pag apply for reloan 2 weeks ako naghintay tapos hindi pa din naapproved?

Hi.
Nag offer kayo ng 4,000 thounsand sakin akala ko naman walang tubo, ni hindi man lang sinabi sakin kung mag kno ang tubo,, edisana hindi ko nalang tinanggap yung offer nio…. Parang kayo scam hindi kayo complete details mag paliwanag… Yung application nio pa hindi nag pa function ng maayos

bakt ganun ang loan ko is 4000 ang babayaran.ko is 5122. pero nagbayad muna ko ng 4000 na capital so may bal ako na 1022.00 ngayn naging 2000 plus kc may tubo daw. ngyn tumawag ang office sa akin ang babayaran ko daw 10k plus nagulat ako kv nagbigay ako ng 4k wala daw silang natangap. isend ko daw ung recibo ko. nagpadala sila ng letter ng pag di ako nag reply magpadala sila sa barangay don kami mag uusap sa lupon. ang tanung ko po bkt wala kaung natangap na payment ko na 4k. nag chat ako sa paghiram sinend ko ung recibo don. ung kontak no na nakalagay don is incorrect daw po. sana po maayos tong loan ko. salamat po

Hi mam ganun den nangyari sa kapatid ko
Nagbayad kami ng 4k tinawagan sya na may balance daw sya na 1 700+ . Ask ko lang po na solve po ba yong problem nyo po? Pano po nagawan ng paraan? Thank you.

Hi im christopher gatchalian na approved ang loan nagtxt din kayo ng confirmation pero bglang nacancel ni hinde kayo nag inform ng reasin kung bakit na cancel

i already received a confirmation that my loan was successfully approved through an sms. But i havent received any calls or any message that will tell if when will be the money will be released. thanks

To all the people na nagigipit,
If you have an option, please review po muna natin. Napakrami pong reklamo sa ibang online loans, specially pag hndi k nkkbayad on time..they will make you lubog na lubog. Hndi po purpose nila ang makatulong but to earn bulk interest.. And the victim mga kapos.. Papaimbistigahan na po ng gobyerno, ang kanilang rude practices, i am also a victim right now, kht nagbayad ka na yun balanse mo hndi nbbwasan but instead lomolobo.. I dont want to mention the name.. But i know pinapaimbistigahan n po ni Comm. Liboro..

sis ganon din sa akin..unreasonable interest. at mag..approved ng loan na di man lng pinaalam interest rate at kelan babayaran..t

dapat ito ang ipa tulfo dahil dinaig pa nitong paghiram ang bangko masaklap pa noto ni walang address kung saan mo pwedeng puntahan at kausapin ng personal kada araw natubo 3700 lang mahigit nakuha ko sa lhullier tapos pinapabayaran sakin ng 14 days ni walang sinabi kung magkano at gaano kalaki ang tubo ng perang hihiramin ko!dinaig nyo pa nanggagago ah!ibabalik ko at gagwan ko ng paraan yang 4000 kasama na tubo dyan dahil 3700 lang nakuha ko at hindi 4000!

Good day.

Pls be informed that I am still waiting for the approval of my loan since June 4.

Thank YOU.

Elenita D. Santos

Ilang days po ba na paaaprove yng loan ko,,sa ibangonline lending po kasi one day lng may txt na sila,approving parin po nakalagy sa application ko…plz rply po.kasi kng d po ko maaaprove ibangonline lending na lng po ko manghihiram

Hello po Maam, hindi po kami affiliated kay Paghiram, for concerns like that, mas mabuti po edirect ninyo ang tanong sa kanila…

Hi.
Nag offer kayo ng 4,000 thounsand sakin akala ko naman walang tubo, ni hindi man lang sinabi sakin kung mag kno ang tubo,, edisana hindi ko nalang tinanggap yung offer nio…. Parang kayo scam hindi kayo complete details mag paliwanag… Yung application nio pa hindi nag pa function ng maayos

Good day po. Ask ko po sana kung ano po ang contact no ng office nu po dahil hanggang ngayon wala po tumatawag sa akin para sa payment wala po reference no na binigay last last week papo ako nag hahahaha ng contact at nag cocontact sa Cp no NASA site nu pero hindi po natatawagan.pls reply.I’ve emailed your csr but still no reply.

gud.am po, bat hanggang ngayun wala.pa po yung pera sa.account ko.approve na.po yung loan ko last friday pa po, at tinawagan ako nga.sabi bukas Saturday makuha.mo na.yun peta,but until now wala pa po naman.

Do not loan with them. Mababaon kayo sa kanila. Napaka taas ng interest nila. Madam na victim at ginugulo nila at pati contacts niyo tatawagan nila. Bastos pa Customer Service nila

Hello Chuchi, are you referring PagHiram? Well, thanks for the heads up Maam… Thanks for your feedback… it will help others decide.

hello po inform ko lng po ung loan ko.. hanggang ngayon kc wala p din sa bank acct ko.. sbi namn skin nung tumawaf approved n daw ako.. nung saturday p kc un tumawag until now wala pa thanks.

Hi. I will just ask something about my loan. Coz, I received already a message from your company and from dragon pay that I can get already through bank account, but the bank account is still empty. How did this happen? I barely need the money right now.

Good Day!

Remind ko lang po sana yong loan ko po..Approved / Passed na po last June 25 po pero hanggang ngayon po wala pa po yong pera na 4,000 sa Account ko po..July 1 na po pero wala pa po…Fyi po.salamat po

im also a victim scam po ang mga online loans na yan grabe makatubo and until now hnd parin ako nakakasurvive
sana naman po paimbestigan ang mga yan kasi sobrang pahihiya ang ginagawa nila hnd sila nakaktulong lalo ka lang nila ilulubog

hi, to all who are planning to loan with paghiram, be careful and pay on time or else they will be gathering all the info and they will treat you like a criminal, Nakarecieve ako ng call 3 days before my due date and I am at work. Since na delay yung pasok ng pera ko, they sent me a threat like this: MA’AM/SIR, HINDI KO NA HAHAYAAN NA HINDI KA PA MAGBAYAD NG UTANG MO KAY PAGHIRAM/PHPOCKET! DAHIL KAPAG WALA PA AKONG NAKITANG PAYMENT MO LAHAT NG CONTACTS, RELATIVES AT COMPANY MO ITETEXT AT TATAWAGAN KO HIHINGIAN KITA NG TULONG DAHIL MALULUBOG KA SA UTANG AT WALA AKONG PAKIALAM KUNG MATANGGAL AT MAPAHIYA KA KASI KASALANAN MO YAN! HINDI KA MARUNONG TUMUPAD SA USAPAN!

They are not as polite as they were nung kinukuha nila details mo. They will also reply to your text messages na naka caps lock like tatakbo ka at talagang walang wala ka.

Hi James, sorry to hear about your experience with PagHiram, I think halos lahat naman ng mga online lending ay ganyan kapag late nakakabayad ang mga umutang, exceptions is TALA based on experience…

Good day
Cp ko kasi naiwan ko s a taxi so d kona tanggap ang control number ng loan ko pls send cobtrol number d ko n din alm ang gmail pass ko ehh
Thinkerbel morales
09213325446> ito ccount ku pero nawala so pls send my new gmail tnx godbless

dapat ito ang ipa tulfo dahil dinaig pa nitong paghiram ang bangko masaklap pa noto ni walang address kung saan mo pwedeng puntahan at kausapin ng personal kada araw natubo 3700 lang mahigit nakuha ko sa lhullier tapos pinapabayaran sakin ng 14 days ni walang sinabi kung magkano at gaano kalaki ang tubo ng perang hihiramin ko!dinaig nyo pa nanggagago ah!ibabalik ko at gagwan ko ng paraan yang 4000 kasama na tubo dyan dahil 3700 lang nakuha ko at hindi 4000!

hi good day may due is today pwedi b na ung interest muna ung pay ko kz may emergency ung mother ko nasa hospital at ICU .. pra di lumaki ung tubo nya ..

hi good day may due is today pwedi b na ung interest muna ung pay ko kz may emergency ung mother ko nasa hospital at ICU .. pra di lumaki ung tubo nya ..

Good day pls nawala kc cp ku at nakalimutan ku pass ng gmail ku pls pki psa nmn ng control number ng m lhuiller padla d ko mkuha ung pera thinkerbel morales po contact number :20190720009395
Pls send

Naghahanap ako ng contact number at address ng Paghiram pero walang available sa website nila. Yun mga numbers na nakalagay dun ay hindi gumagana. Sinubukan ko tawagan pero not working daw ang number. Sa email lang talaga sila sumasagot. Tatawag lang sila pag verification at pag sisingilin ka.

Gud morning ..tnawagan na po ako at ganun dn may nkta ko sa apps na approved ng 4k..sbi approved na ako ..last week pa po til now nag aantay ng confrmation kbg saan ko i claim wala nman po..wala po akong bank acct..salamat po..

ano ba sistema ng paghiram na to?pinilit akong tawagan ng paulit ulit para makahiram ng pera na nagkakahalaga ng 4000…itinatanong ko kung paano ang proseso ni isa walang nagpaliwanag sakin tungkol sa interes ng tubo kung magkano…at hindi din sinabi sakin ng mismong tumawag sakin na everyday ang tubo nila…pagdating sa lluiller 3750 lang nakuha ko tapos pinapabayaran sakin 5400 na mahigit…,1k mahigit pala ang tubo sa loob ng 14 days!kung ipinaliwanag lang sakin ng tumatawag at nangungulit diko na itinuloy ito pagkatapos ngayon kada araw natubo sila ng higit 100plus kasi inabot daw ako ng due date…aantayin ko ang reklamo ninyo sa barangay at ibabalik ng buo yung 4000 dahil kung tutuusin 3700 lang ang nakuha ko sobra kayo magpatubo dinaig nyo pa ang bangko…09166934900 yan ang kontak number ko higit sa lahat may record din ako ng tawag ng mismong nakausap ko ni sya wala ding maipaliwanag tungkol sa tubo na idinadagdag nyo!

dapat ito ang ipa tulfo dahil dinaig pa nitong paghiram ang bangko masaklap pa noto ni walang address kung saan mo pwedeng puntahan at kausapin ng personal kada araw natubo 3700 lang mahigit nakuha ko sa lhullier tapos pinapabayaran sakin ng 14 days ni walang sinabi kung magkano at gaano kalaki ang tubo ng perang hihiramin ko!dinaig nyo pa nanggagago ah!ibabalik ko at gagwan ko ng paraan yang 4000 kasama na tubo dyan dahil 3700 lang nakuha ko at hindi 4000!

ako din nanghiram ng 3,500. Pumasok naman is 3,500 kaya lang di nila ipapaalam kung magkano interest at charges. Nabulaga na lang ako na 5,069 yung babayaran ko sa term na 14 days. yung una kong nahiram na 3,500 is 4,929 ko binayaran term 21days. Mas malaki ang tubo nila pag 14 days kesa 21 days. Tinaning ko si paghiram bakit ganun sabi nung nagreply sakin sa messenger nagsystem update sila at nagdagdag ng pick-up remittance. Sabi ko salaki ng interest nyo dapat kasama na yan sa binabayaran ng company nyo. Kung pina-alam lang nila or pianakita sa app nila yung interest hindi na ako uulit. Kaso para kang naholdap ng di mo alam.

Hello po Maam, nararamdaman ko po ang sitwasyon niyo. Thank you po sa pag-share ninyo ng inyong opinyon sa aming site.

Hi po ganyan yun sakin ngayon wala cnabi kung magkno pano po ginawa nio complain sa paghiram? Nabayaran nio po ba ito?

Gud am po MAM/sir, nagreloan po ako ngayon ang problema ko po ay 7days ang repayment period nakalimutan kong pindutin ang 21 days.pwde po b palitan o e cancelled ko muna ang reloan ko tapos palitan ko ng 21 days.. Pls. Baka hindi ko po kayanin ang 7 days.. Pls. Po.

I was trying to contact your customer service but the number in yiyr fb page doesnt work. I also send message through your email and messanger but i still didnt get an answer po.

I was trying to pay my loan through skypay via gcash. And my question is, thr contact number. Where can i have that or get that? Or should i use my repayment number thank you

May nakakaalam po ba paano magdelete ng account dito sa paghiram? Nagapply ako dito then during ng tawag, hindi ko na nagustuhan so sabi ko cancel na lang. Cancel naman nakalagay sa account ko kaso gusto ko delete lahat buong account ko sana.



To apply a loan, click this link http://pautang.me

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